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Extended Non-means Tested Loan Scheme (ENLS) (for students who are NOT covered under the TSFS and FASP)

ENLS is extended to provide financial assistance in the form of loan to students who are not covered under the TSFS (Tertiary Student Finance Scheme – Publicly-funded Programmes) and FASP (Financial Assistance Scheme for Post-secondary Students) to meet their tuition fees. Interest will be commenced once the loan is offered and until it is fully repaid. Interest rate will be adjusted according to the market. Administrative fees are charged for each application and annually thereafter until the NLS loan(s) and the interest accrued thereon are fully repaid. For the most updated information on interest rate and administrative fees, please visit the Government SFO website.

Academic Year 2024/25

Details (e.g. eligibility, payment and repayment arrangements)

Before applying for ENLS, you are strongly recommended to read the ENLS Application Guidance Notes ( Chinese version / English version ) for details.

Application Form

Complete online application here: https://ess.wfsfaa.gov.hk.

There is no hard copy or PDF form. Relevant documents of the scheme can be downloaded at the Government SFO website. 

Administrative Fee

HK$ 296.00

Maximum Amount of Loan

Equals to the total tuition fee payable in the academic year, in any case should not exceed an aggregate of 12 months’ tuition fee(s) payable and the life-time loan limit. For details, please read Point 3 in Part I of the ENLS Guidance Notes.

*Supporting Documents regarding Tuition Fee*

The following documents (1-3) regarding your tuition fee of the academic year are required for your ENLS application, and are served as the ONLY proof of your tuition fee payment. NO other official proof can be issued to students individually. 

  1. Official receipt(s) of the tuition fee instalment(s) of the academic year that you have already paid

    Please print out the official receipt(s) from the BUniPort after you have fully settled the e-Debit Note(s) and request for certifying the receipt(s) from the Finance Office (FO) by either ONE of the following ways:

    Method A: In person: on-site support service by FO's student team on Kowloon Tong Campus
    Bring your printed receipt(s) to FO's floating office at DLB514A, Shaw Campus, during the peak seasons for fee settlements. Please visit the FO website for the on-site support service schedule in 2024/25.

    Method B: By drop-in box on Kowloon Tong Campus
    Put your printed receipt(s) into the FO's drop-in box on the Kowloon Tong Campus. Please read the details here on the FO website [SSOid login is required].

    Method C: By post
    Send your printed receipt(s) by post to FO and collect it in person on the Kowloon Tong Campus or by post. Please read the details here on the FO website [SSOid login is required].

    For Method B or C, if you opt to collect the certified receipt(s) by post, please enclose a sufficiently stamped and self-addressed envelope with the receipt(s). Otherwise, you will be notified by FO asking you to collect the certified receipt(s) in person at the counter of the Graduate School. Please be reminded to reserve enough time for post delivery and processing your request.

    New students who do not have SSOid login yet: Please send your request for the official receipt of your paid tuition fee to FO (Student Team) by email to fostudent@hkbu.edu.hk.

  2. Payment schedule and/or debit note (if it is ready)
    Payment schedule (either one of the following two options)
    2.1     A copy of the Academic Calendar on the Academic Registry (AR) website: Highlight the relevant tuition payment due dates on the printed copy.
    2.2 A copy of the payment schedule on Finance Office (FO) website, “For Students”, then “Information”, then “Payment Schedules”.

    Debit note
    Tuition fee debit note is ready on BUniPort 2 weeks before the payment due date. If you make an ENLS application at a time that the debit note is ready, please submit a copy of the debit note in addition to the payment schedule.
  3. Annual tuition fee of your programme (either one of the following two options)
    3.1 University Student Handbook at the Academic Registry website: download the version of the Academic Year that you were enrolled in the University. Highlight your study programme on the printed copy.
    3.2 [This is only applicable to freshmen of the current Academic Year. Continuing students please prepare 3.1 above] Go to the "Programmes" part on the website of our Graduate School, select your programme, print out the page with the programme name, study mode and tuition fee information.

Submission of Application

The ENLS application deadline is 31 July 2025, and all the lectures of course(s) under application of the 2024/25 academic year have not been completed at the time of application submission.

Application should be submitted directly to the Government SFO. Please refer to the Application Guidance Notes for the submission method.

Further Questions

If you have any question regarding your ENLS application, like how to fill in the form, payment and repayment of loan, please read through the Guidance Notes. If you have further queries, please call the Government Student Finance Office (SFO) directly at 2150-6223.

If you have any questions regarding the detailed breakdown of your programme’s tuition fees, please consult your department office for details.

Reminder: Please start preparing for your application earlier to avoid delay in receiving the assistance.